CHAT:
23/04/2016, 22:34 -
ST: Fashi, lately i went to see a unit. I like it quite alot. I feel the good vibes in the unit. Just that the price is abit steep. Duno if i shd proceed.
Lotuschef : ask gm lol :)
ST: 😂😂
Lotuschef : U need to sit or stand inside the unit, close your eyes n breathe in slowly n then exhale slowly. silently chant gm's mantra
if u guai guai your 100 syllable mantra daily. no place is bad for you2
Lotuschef : U need to sit or stand inside the unit, close your eyes n breathe in slowly n then exhale slowly. silently chant gm's mantra
if u guai guai your 100 syllable mantra daily. no place is bad for you2
ST: Ok i shall do that nx week
Lotuschef : we can easily change the feng shui of the place by cultivation :)
ST: When i go see again
Lotuschef : where is the place?
ST: .......
Lotuschef : O! that area actually not too fantastic
ST: Yea. Traffic is bad.
But the unit i saw was good tho i feel
ST: When i go see again
Lotuschef : where is the place?
ST: .......
Lotuschef : O! that area actually not too fantastic
ST: Yea. Traffic is bad.
But the unit i saw was good tho i feel
Lotuschef : Not that. lots of gangsters
ST: 😅😅
Lotuschef : especially near ......
nearer ..... side much better
U can start doing offering to earth god n spirits of that unit too! :)
lotus n mix if incense paper
the thing about price, best to be comfortable n don't burden yourself financially :)
ST: Doesnt matter ba. I dont hang downstairs also. Haha
Lotuschef : Hehe! go ahead if everything is ok with you lol (THUMBS UP)
It's hdb or private
ST: I seen alot unit. Some unit u just dont wanna stay long. I realised its usually the cheaper one😅😅
Private. But is small one bedroom kind
Lotuschef : U going to stay alone
ST: Yes.
PH wife moving in soon
Kinda cramp
Lotuschef : He got married
ST: On papers.
Lotuschef : ok
ST: But no dinner.
ST: 😅😅
Lotuschef : especially near ......
nearer ..... side much better
U can start doing offering to earth god n spirits of that unit too! :)
lotus n mix if incense paper
the thing about price, best to be comfortable n don't burden yourself financially :)
ST: Doesnt matter ba. I dont hang downstairs also. Haha
Lotuschef : Hehe! go ahead if everything is ok with you lol (THUMBS UP)
It's hdb or private
ST: I seen alot unit. Some unit u just dont wanna stay long. I realised its usually the cheaper one😅😅
Private. But is small one bedroom kind
Lotuschef : U going to stay alone
ST: Yes.
PH wife moving in soon
Kinda cramp
Lotuschef : He got married
ST: On papers.
Lotuschef : ok
ST: But no dinner.
Lotuschef : Dinner not important. it's between the 2 of them
ST: So ya i think i will move out.
Yes thats true. Save money and hassle also
Lotuschef : But it's better to buy a bigger unit lol
ST: Fashi u also know sgp le
So expensive
ST: Fashi u also know sgp le
So expensive
Lotuschef : I know
ST: If i can buy hdb i buy alr.
Not married also cannot buy
ST: If i can buy hdb i buy alr.
Not married also cannot buy
Lotuschef : me too
Hv to wait 30 months after selling private apt
so I got no choice but rent
ST: Yea i know that.
Hv to wait 30 months after selling private apt
so I got no choice but rent
ST: Yea i know that.
Lotuschef : how old are u now
ST: All the small apt price also nv drop
31
Lotuschef : 35 then can buy on your own
ST: Yes so meanwhile only one room apt for me
Lotuschef : I am use to space so can't stay one room lol
how much Is the place
ST: Seller asking XXX
Lotuschef : One room flat for XXX?
Too expensive liao lol
ST: Is a condo.
But the price is like that now le.
ST: Yes so meanwhile only one room apt for me
Lotuschef : I am use to space so can't stay one room lol
how much Is the place
ST: Seller asking XXX
Lotuschef : One room flat for XXX?
Too expensive liao lol
ST: Is a condo.
But the price is like that now le.
Lotuschef : that price u can buy 4 room flat
ST: Yes but e problem is i cant buy hdb now
ST: Yes but e problem is i cant buy hdb now
Lotuschef : open market can
ST: Unless i move out and rent.
Cannot. 35yrs old.
For open market.
4 more years.
Lotuschef : I thought can buy from open market n no restrictions
ST: Cannot..
Then PH loan cannot pass.
My dad ask HW move in.
Like our 3room hdb is 5room
Lotuschef : But if u use your dad n your name then u can buy
ST: He dun want.
And PH also nt movitated to buy old hdb
Problematic
Want new and want central.
Lotuschef : haiYa
Can u rent from JC?
ST: I dun wanna rent. Cause i feel no point. Its like helping ppl clear their instalment.
Lotuschef : That's not it. think of paying installments like paying rent over say 30 or 40 years. same thing
It's all in your mind, my dear :)
ST: :) :)
ST: Unless i move out and rent.
Cannot. 35yrs old.
For open market.
4 more years.
Lotuschef : I thought can buy from open market n no restrictions
ST: Cannot..
Then PH loan cannot pass.
My dad ask HW move in.
Like our 3room hdb is 5room
Lotuschef : But if u use your dad n your name then u can buy
ST: He dun want.
And PH also nt movitated to buy old hdb
Problematic
Want new and want central.
Lotuschef : haiYa
Can u rent from JC?
ST: I dun wanna rent. Cause i feel no point. Its like helping ppl clear their instalment.
Lotuschef : That's not it. think of paying installments like paying rent over say 30 or 40 years. same thing
It's all in your mind, my dear :)
ST: :) :)
Lotuschef : I invested my funds n the yield can cover the rental
smart management of $$
condo has high maintenance fees n paying for facilities that we hardly or never use too
ST: 👍🏻👍🏻 (THUMBS UP)
Lotuschef : so for me investment in funds is better than buying a flat
I worked hard when I am young lol
Lotuschef : so for me investment in funds is better than buying a flat
I worked hard when I am young lol
ST: Ok.. im working hard now also. Haha
23/04/2016, 23:32 - Lotuschef Lama: so if u pay XXX for a flat n part of it is via a loan, u created a negative $$ situation for yourself
That's why I said ownership versus rental. must think wisely
ST: But most ppl in sg is like this ma.
23/04/2016, 23:32 - Lotuschef Lama: so if u pay XXX for a flat n part of it is via a loan, u created a negative $$ situation for yourself
That's why I said ownership versus rental. must think wisely
ST: But most ppl in sg is like this ma.
Lotuschef : we are yogi n not like most ppl ma
Hehe
ST: But cannot be renting forever
Lotuschef : $ in the bank or in your hand made u the king
ST: I agree that.
Lotuschef : Ya. in 4 yrs time u turn 35 n by then u might strike millions n buy a penthouse!
ST: Hahaha strike millions..😅
Hehe
ST: But cannot be renting forever
Lotuschef : $ in the bank or in your hand made u the king
ST: I agree that.
Lotuschef : Ya. in 4 yrs time u turn 35 n by then u might strike millions n buy a penthouse!
ST: Hahaha strike millions..😅
Lotuschef : .......so my suggestion is to hold cash n shop wisely :)
ST: Ok.. will heed ur advice.
ST: Ok.. will heed ur advice.
Lotuschef : Don't heed my advice. the choice is yours! :) :) :)
ST: I ask guru.
Lol.
Lotuschef : Hahaha!
GM said the same. ..... :)
ST: OK
Lotuschef : I believe that good things come to those that is patient (WINK emoticon)
ST: Ok thanks for your enlightenment :)
Lotuschef: Relax. even if u are in a crowded place, u can project out n be alone too
All in your mind!
Om Guru Lian Sheng Siddhi Hom
24/04/2016, 15:12 - Lotuschef : your problem is YOU THINK YOU NEED & BCOS U HAVE FUNDS :).
ST: I ask guru.
Lol.
Lotuschef : Hahaha!
GM said the same. ..... :)
ST: OK
Lotuschef : I believe that good things come to those that is patient (WINK emoticon)
ST: Ok thanks for your enlightenment :)
Lotuschef: Relax. even if u are in a crowded place, u can project out n be alone too
All in your mind!
Om Guru Lian Sheng Siddhi Hom
24/04/2016, 15:12 - Lotuschef : your problem is YOU THINK YOU NEED & BCOS U HAVE FUNDS :).
it's better to keep cool calm n clear n experience life 😆
ST: OK
ST: OK
whether its suffering or not, all in your mind n created by yourself only.
hehe! you understand what I am sharing with you?
~~~~~~~~~~~
Dear all,
lots of us have similar problem with Public Housing and its stipulated limitations!
BUT, the authority can only do a broad-spectrum kind of treatment for the good of the majority.
Of course there are those that found loopholes!
I viewed a flat for rental & the owner has 2 flats linked to each other at the end of a corridor. He boarded up the partition wall and rent out the flats separately.
The greatest mockery is that he is not Singaporean by birth and he has other property to live in!
YET, he owns HDB flats and earn income from rentals.
One of them he rented to an Indian family and the other to Chinese nationals working in SG.
Of course, the space & occupants stipulation or law is violated too!
If you think this is unfair, then you are trapped in Mortal's quagmire! :)
WHY?
The comparison brings you jealousy and feeling of injustice, that will give rise to anger, hatred and then the need to take what you think is necessary counter-measures! :)
Space is also very relative!
I shared with fellow students on how to move and tour the Heavenly Realms when in Medan!
GM Lu mentioned much on the methods or Dharma to do so successfully too!
Hahaha!
If you can VOID then you will understand most of what I am trying to share too!
AND, please do not burden yourself with what you think you want and what is your due too!
Cheers all
Om Guru Lian Sheng Siddhi Hom
Lama Lotuschef
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